What is EPO Insurance. Exclusive Provider Organization insurance plan gives in-network coverage only and does not require referrals for specialty care. EPO patients may be required to select a PCP. Again, this is for IN NETWORK only, so you need to go to in network providers only.

What is EPO Insurance

Exclusive Provider Organization will only be used to in network provider and can never be accepted in out of network providers.

The Horizon Blue Cross Blue Shield of New Jersey, AmeriHealth New Jersey’s Local Value, National Access, and Regional Preferred plans, and Aetna are some of the EPO health insurance companmies you can choose from.

TIPS AND WARNINGS:

• You may be confused on what to subscribe whether PPO, HMO, POS, or EPO.
• Exclusive Provider Organization is more affordable than PPO but more costly than HMO.